In the scheme of solid financial management and financial planning, there is nothing more fundamental than funding a savings account – or multiple savings accounts – on a regular basis. As I tell folks, it really doesn’t matter how much money you make if you’re spending every penny. You net result is still zero. But you can earn $20,000 a year and if you’re a good saver, still have plenty of money set aside for retirement. You don’t have to be rich to get rich. But you can definitely start out rich and end up poor by over-spending and not saving. Get started with your savings plan today!